Business interruption insurance protects you when you are unable to carry out some or all of your activities due to an unforeseen interruption which results in a financial loss to you.
cover for failure in the supply of water, gas, electricity, telecommunications, internet or cloud services to an insured premises for more than 24 hours as a result of insured damage to the service provider’s land-based premises in the United Kingdom, EU or Gibraltar, terminal feed or underground cables, unless the damage is caused by flood or earth movement.
Loss of Income
cover for your loss of income as a result of an insured damage incident.
Costs and Expenses
cover will also include costs and expenses incurred by you to continue your activities or minimise the reduction in your income, gross profit or fees.
cover for your losses as a result of an insured damage incident.
cover for losses following an insured premises being inaccessible to you or your employees for more than 24 hours due to restrictions imposed by any public authority, such as the Police or Armed Forces, as a direct result of a bomb threat in the vicinity of those insured premises.
Loss of Gross Profit
cover for your loss of gross profit as a result of an insured damage incident.