Dog Grooming Insurance

Insurance cover

What your dog grooming insurance covers

One specialist policy designed around grooming, with the covers most groomers need included as standard and optional sections you can add.

Standard cover

  • Public and Products Liability — £1,000,000 as standard, up to £10,000,000 available
  • Business Equipment — £2,500 as standard, up to £30,000 available
  • Stock — £2,500 as standard, up to £25,000 available
  • Money — £1,000 as standard, up to £10,000 available
  • Financial Loss — £50,000
  • Treatment Risk — £5,000 per dog, £50,000 per claim

Optional cover

  • Legal Expenses — £100,000
  • Employers' Liability — required if you employ anyone, including part-time and casual staff
  • Business Interruption — helps replace income if you cannot trade

Specialist grooming benefits

Treatment Risk is included, covering the grooming work itself — bathing, drying, clipping, scissoring, nail clipping, ear cleaning and de-matting — up to £5,000 per dog and £50,000 per claim.

What isn't covered

  • Breeds prohibited under the Dangerous Dogs Act
  • Veterinary services
  • Specific dog training advice
  • Vaccinations
  • Breeding activities
  • Pre-existing conditions