Public and products liability insurance covers you when you have to pay compensation to any third-party for accidental injury to them or damage to their property, occurring during the period of insurance and as a result of your business.
We will pay up to the limit of indemnity stated in the policy schedule for claims against you arising from third party bodily injury.
We will pay for veterinary fees for which you are liable following injury to your customer’s animal whilst in your custody or control provided it does not arise from any pre-existing condition, surgical operation, domestic animal, drug medicine or treatment advice or provision or administration of medicines.
Loss of Customers Keys
We will pay for the costs of replacing locks, keys and electronic pass cards if you lose any key or pass card to a third-party’s premises.
We will pay up to the limit of indemnity stated in the policy schedule for claims against you arising from third party property damage.
Advertising & Reward
We will pay for the cost of advertising and reward following the disappearance of your customer’s animal whilst in your custody or control.
Failure to Secure a Premises
We will pay for the sums you have to pay as compensation for failing to secure a third-party’s premises where you have been carrying out your business, provided that you have reasonably secured the premises as required.