Personal accident insurance provides a benefit amount following accidental bodily injury which results in the death or permanent or temporary disablement of an insured person. We will pay you the applicable benefit amount shown in the schedule if the death or disablement arises from an incident occurring during both the period of insurance and the active time shown in the policy schedule.
Death & Permanent Disablement
Cover if an insured person suffers an accidental bodily injury that results in death or permanent total disablement.
Medical Treatment Expenses
Cover for medical and physiotherapy treatment expenses incurred with our consent if an insured person suffers an accidental bodily injury.
Cover for funeral expenses incurred with our consent following death of an insured person due to accidental bodily injury.
Cover if an insured person suffers an accidental bodily injury that results in disablement which prevents them from carrying out their usual occupation.
Cover for pyschological counselling expenses incurred with our consent if an insured person suffers permanent disablement
Cover for recruitment expenses incurred with our consent to replace an insured person following their permanent disablement.